Ontario Incorporated Pros · By Application
⚠ Ontario Only · Incorporated Professionals & Biz Owners

Stop Handing the CRA Half Your Retirement.

How Ontario's top incorporated professionals turn retained earnings into guaranteed income for life — using the Unlimited TFSA™ strategy — without paying 40–50% withdrawal tax.

3 questions · No email required to see your result
✓ Legal & CRA-Compliant✓ Trademarked Strategy✓ Used by 100s of Ontario Pros
▶ Watch First · 12 min briefing

12-minute briefing · Turn your sound on

The Retained Earnings Trap

You built the corporation. The CRA built the exit tax.

40–50%
Tax on withdrawal

Pulling retained earnings out as salary or dividends can vaporize half of what you spent decades building.

$0
Guaranteed lifetime income

RRSPs, TFSAs, and non-registered accounts don't guarantee you a paycheck for life — market crashes don't care about your age.

One
You get one retirement

There's no do-over. If the plan is 'hope the market cooperates,' you don't have a plan.

The 60-Second Eligibility Check

Do you qualify for the Unlimited TFSA™ strategy?

Answer 3 short questions. We'll tell you honestly if this is a fit — or not.

Location check0%

First — are you in Ontario, Canada?

This program is currently offered exclusively to Ontario residents.

Who this is for

Built for Ontario's incorporated pros.

Doctors. Dentists. Lawyers. Engineers. Consultants. Business owners with a corporation and retained earnings sitting inside it — being taxed year after year.

  • You're incorporated in Ontario
  • You have retained earnings inside your corporation
  • You do NOT already have a non-government lifetime pension
  • You want to legally minimize CRA tax
  • You want guaranteed income you can't outlive
Steve Goetz, founder of Retirement Income U
About Steve Goetz

Steve Goetz, CMA, MBA — the strategist behind THE Unlimited TFSA™

Steve Goetz has spent his career helping Ontario incorporated professionals turn idle corporate cash into guaranteed lifetime income — legally, quietly, and without the CRA taking half on the way out.

in / stevegoetzTrusted by 100s of Ontario pros

Straight answers.

Is this a sales pitch?+

No. The call is 20 minutes, no pitch, no pressure — you'll simply learn how the strategy works and whether it fits your situation.

Is the Unlimited TFSA™ legal?+

100%. It's a fully CRA-compliant strategy that uses existing Canadian tax law. Steve will walk you through the exact mechanics on the call.

Why only Ontario?+

Provincial rules and licensing shape which structures are available. Right now, this program is offered exclusively to Ontario incorporated professionals and business owners.

Do I need a certain amount of retained earnings?+

Generally the strategy makes the biggest impact when there are meaningful retained earnings inside the corporation being taxed year after year. The quiz will tell you if you're a fit.

Ready to see if you qualify?

3 questions. 60 seconds. Honest answer at the end.